Need to plan up to the end of tax year. Need to spend nothing on any parties or eating out or extra curicular activities. I dont want us to carry last year's credit card debts to the next year. I feel i should even think of keeping only one credit card n returning the other two. Its time for extreme measures. If we plan to go out, we should not. Instead we need to put the amount we spent towards paying the card bill. :) Bebe ur not getting birthday party this financial year. Ha ha ha. Ok its going a bit too far. But i don't see how we are going to manage if we dont do extreme stuff. With the amount of money we are bringing home, if we have zero as savings, we should be ashamed of ourselves. Remember, Credit Cards are evil. Now keep repeating that.
45 minutes ago



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